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Insurance & Payment

We Accept Most
Major PPO Plans.

We're participating providers with the most widely used PPO dental plans in New York City. We verify your benefits before your visit and handle the paperwork so you don't have to.

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In-Network Plans

Accepted Insurance Plans

We are in-network providers for the following major PPO dental insurance programs. If you have one of these plans, your in-network benefits apply fully at FORME Dental.

In-Network
Aetna
PPO Plans · Extend Plans
In-Network
Cigna
PPO Plans
In-Network
Delta Dental
PPO Plans · Premier Plans
In-Network
Guardian
Dental Guard PPO
In-Network
MetLife
Preferred Dentist Program
In-Network
UnitedHealthcare
PPO Plans · Dental Savings Network
Don't see your plan listed? If you carry a PPO dental plan not listed above, we may still be able to see you as an out-of-network provider. Your plan's out-of-network benefits would apply. Call us at (347) 460-5603 and we'll verify your coverage before your visit. We do not accept HMO or DHMO plans.

Payment

How Payment Works

For patients with in-network PPO coverage, your insurance pays its portion directly and you are responsible only for your copay, coinsurance, or any amounts applied to your deductible, just as you would at any in-network provider.

We verify your benefits before your appointment so you know what to expect. There are no surprise bills. If you have questions about your specific coverage, call us and we'll look into it together before you come in.

We also accept FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts). If you've set aside pre-tax dollars for dental care, you can use them here directly.

We Accept

  • All major PPO dental insurance plansIn-network benefits apply
  • FSA (Flexible Spending Accounts)Use your pre-tax dental dollars
  • HSA (Health Savings Accounts)HSA cards accepted at checkout
  • All major credit & debit cardsVisa, Mastercard, American Express, Discover
  • Cash and checksAlways welcome

We do not accept: HMO or DHMO dental plans. These plans require you to see a designated in-network provider and do not cover out-of-network care.

Using Your PPO Benefits

  • We verify your benefits before you arriveNo surprises at checkout
  • We submit claims on your behalfYou don't have to do any paperwork
  • Your deductible and annual maximum applyJust as they would at any in-network provider
  • Preventive care is often 100% coveredCleanings and exams typically at no cost to you
  • Not sure what's covered? Call us first(347) 460-5603. We'll check for you

Common Questions

Insurance FAQs

Are you in-network with my PPO plan?
We are in-network with Aetna, Cigna, Delta Dental, Guardian, MetLife, and UnitedHealthcare PPO plans. Call us if you're unsure about your specific plan. We'll verify it before your visit.

What if my PPO plan isn't listed?
You may still be seen as an out-of-network patient. Most PPO plans include some out-of-network coverage. Call your insurer or call us and we'll help figure it out.

Do you accept HMO or DHMO plans?
No. HMO and DHMO plans require a designated in-network primary dentist and typically don't cover out-of-network visits. We are not able to accept these plan types.

Can I use my FSA or HSA here?
Yes, FSA and HSA cards are accepted directly at checkout. Dental care is a qualified expense under both plan types.

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